Three Brothers and Money: How ₹1,00,000 Investment Turns into FD, Mutual Fund & Business Profits सीधे मुख्य सामग्री पर जाएं

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The story of Jam Rayadhan in English જામ રાયઘણ

      The story of Jam Rayadhan in English  જામ રાયઘણ [Samvat 1231 to 1271] Yogi's promise Soon after the death of Jam Lakha Jadani, his brother Lakhiyar also attained Devlok and Lakhiyar Veera's throne was ascended by Lakhiyar Jam's son Raydhan. At this time, Jam Raydhan was young. The Jats used to attack him frequently. Since the army of the Jats had now become strong, the Samas could not successfully confront them. Fed up with the daily harassment of the Jats, Jam Raydhan finally thought of abandoning Lakhiyar Veera. So one day he left Lakhiyar Veera with all his possessions and started living on a big hill on the road to Banni.* At this time, an ascetic yogi Mahatma named Garibnath lived in Bhadli. One day after his death, his disciple was going for alms, when those Jat people mocked him, not only that, but also mistreated him. The disciple returned from there, and sat in front of his Guru's tomb and began to perform very severe penance without taking food or wat...
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Three Brothers and Money: How ₹1,00,000 Investment Turns into FD, Mutual Fund & Business Profits

Three Brothers and Money: How ₹1,00,000 Investment Turns into FD, Mutual Fund & Business Profits

Three Brothers and Money: Who Earns More?

Discover how a father gave ₹1,00,000 to each of his three sons and how their choices led to very different outcomes after five years.

The Father’s Test

Ramesh, the father, called his three sons and said:

“My sons, I have worked all my life to provide food and a home for you. Now I am old and I do not know how much time I have left. Today I want to see what you can do on your own.”

Then he gave each son ₹1,00,000 and said:

“Here is one lakh rupees for each of you. You have five years. Use it wisely — and after five years, show me what you did.”

The Sons’ Paths

Yogesh (Safe Path – Bank FD)

Yogesh invested the full amount in a Bank Fixed Deposit at 6% per year. He valued safety over high returns.

Mukesh (Balanced Path – Mutual Fund)

Mukesh invested ₹1,00,000 in a Mutual Fund (Equity SIP), expecting an average return of 12% per year. He took moderate risk for better growth.

Mahesh (Bold Path – Business / Farming)

Mahesh started a small farming-based business, buying seeds, tools, and land. He worked hard and took calculated risks, aiming for higher returns (approx. 25% ROI per year).

Results with Compound Interest

BrotherInvestment TypeAnnual ReturnTotal After 5 YearsProfit
YogeshBank FD6%₹1,33,820₹33,820
MukeshMutual Fund (Equity)12%₹1,76,200₹76,200
MaheshBusiness / Farming25%₹3,05,250₹2,05,250
Safe → FDModerate → Mutual FundHigh Risk → Business/Farming

The Father’s Lesson

After five years, Ramesh called the sons again and reviewed the results:

  • Yogesh – chose safety, lower but secure profit
  • Mukesh – balanced risk, medium profit
  • Mahesh – bold and hardworking, highest profit

Final lesson:

“Money may be the same, but what makes the difference is how you use it. The world belongs not to those who have money, but to those who can grow it with knowledge and courage.”
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Published: · Educational purposes only · Not financial advice.

🦁Kathi kuwar🐾
Location: United States

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